Hassle-free, no-fee checking

Betterment Checking is our mobile-first checking account and Visa® Debit Card for your daily spending.

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    No fees. Period.

    ATM fees and foreign fees are automatically reimbursed, plus no overdraft fees.
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    Safe and secure.

    FDIC-insured up to $250K per depositor subject to certain conditions at nbkc bank, Member FDIC, and deposit network. Plus you can change your PIN or lock your card from the mobile app.
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    Pay your way.

    Use your tap-to-pay Visa® Debit Card, mobile options like Apple Pay® and Google Pay™ or paper checks.
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Where’d the fees go?

You shouldn’t have to pay a bank to use your own money. That’s why we reimburse ATM fees and foreign transaction fees worldwide. We also cut out overdraft fees and minimum balances.

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Keeping your money safe and secure.

Your Checking account is FDIC-insured up to $250K per depositor through nbkc bank, Member FDIC. Lock your card, change your PIN, and more from the app—no need to call or go into a branch.

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Checking together. Better together.

You wanted Joint Checking accounts, and now they’re here. Share all the benefits of no-fee banking with your partner while keeping it simple with one Visa® Debit Card, across all your accounts.

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